Wednesday, April 23, 2008

OK so it's been a while.

I have a good reason. I really do.

One thing to note about me: I'm always doing something, even when I'm not. What does that mean? It means I expect a certain quality of life, and I work very hard to get to that point, even if I'm just sitting at home. To those that don't know, the Internet is a very powerful tool indeed, when used properly. It can make a person's life better...or worse, depending on how you use it. I use it to improve my quality of life, and someday I plan to use it to get even higher in status.

But enough about that. I promise to keep up with the blog, I really do. When I get a network card for my laptop, it'll be a lot easier to do this..

I had a bright idea for some postings that will be coming in the near-to-far future. If you've ever seen Monk, there's an episode where he's asked to name all of the things he's afraid of, and he goes on and on and on...seemingly unending list of fears....well my list of pet peeves is just as long. Instead of a long boring list, I figured I would segment them out by subject. Should be fun...coming soon.

Now, what's new with me? Well....

- I bought a new car, a shiny Sebring convertible, Limited edition (of course). This was in February. I actually only bought it because my other car was starting to have idle issues, so I figured, instead of wasting money fixing it, why not just buy a new(er) one? I'm paying more money for this car.

- I've got a bid in on a custom built house with all the trimmings. Very nice house it is, and I really hope the bid is accepted, because I just love it. If it's not accepted I'll be somewhat upset, because the houses I'd have to settle for are nowhere near as nice and would require significant work to get up to the specs I desire. Regardless of which house though, my mortgage payment would be less per month than I pay right now in rent payments. Sad, isn't it?

- I got approved to refinance the above car with a better term. It's 72 months, I believe....whereas this one is 48 months. Same monthly payment, just two less years worth of interest I'm paying, lower interest rate, and a better overall financing company. Not only will I save on interest, but also payment method...the current company only takes paper checks and no electronic payments.

- I bought a platform bed and matching nightstand. I haven't put the bed together yet as I figured I would be moving soon anyway, and would just assemble it at the new place. Unfortunately it looks like I'll be at my current place for at least another month, meanwhile my back is killing me due to the precarious type of bed I have now - a metal frame under a memory foam mattress. Not comfortable, I assure you.

So yeah, I've been busy and still going. I really want to get a equity line of credit, consolidate all of my bills (including the car) and pay them all off, then just pay down the credit line over time. Dunno if that'll fly, but that's my goal.

Tune in next time as I begin the "Pet Peeve Encyclopedia".